Visa Credit Card Declined Codes

Explain to the customer that their bank has declined their card. The cause can sometimes be insufficient funds. Note: Even though this number has a different character count than the other test numbers, it is a correct and functional number. For those bills that can’t already be paid by credit card, though, there are a number of reasons to consider Plastiq: Easy way to meet credit card bonus minimum spend requirements. Plz and it has to be REAL oh and has to hav money on it. You need to contact your customer care or bank for further information on this decline. im/LXOXv the seller asked the credit card company to confirm that your card was good and had available credit so the seller would get paid by the credit card company. I set up a pin on the Visa Gift card. A credit card decline occurs when the payment cannot be processed for a particular reason. You would need to reach out to Citi for any inquiries about their credit card, they can be reached by calling their customer service at 1-888-824-2323. Returned by SCT PLUS2000 system for credit card not accepted. Hard Decline - The credit card was declined by the issuing bank or card processor. If you're still confused about why your customer's payment was declined, check with your credit card processor. These are messages that accompany a declined credit card. 58 Function Not Permitted to Terminal: The customer's card issuer has declined the transaction as this credit card cannot be used for this type of transaction. Patent Nos. ) Visa / 4000000000000010 (This credit card will be declined as if your payment gateway does not support the card type. Debit Card Override Hack. Cybersource Reason Codes 481 CyberSource's Decision Manager provides all the capability you need to automate and streamline online fraud management operations. Plus, get complimentary access to exclusive lounges around the world. If you use Post or Silent Post, then the RESPMSG parameter returns the description of the RESULT code. Declined transactions will receive a reason of DECLINED. It’s hard on a customer when their credit card is declined during a purchase. Do not try again – Applies to recurring authorizations only. ok, that got me thinking, and I came up with a way to use the Visa gift card to make partial payments on Amazon. Visa gift card DECLINED. The credit card information you entered did not pass our Billing Address Verification Check. A great article about credit card numbers is "Anatomy of Credit Card Numbers". These are called pre-screened credit card offers. What You Need to Know About the Sam’s Club Credit Card. With your State Bank Classic Debit Card you get access to your account whenever and wherever you want. It somewhat needs to know the basics because if you are attempting to use free credit card numbers correctly so you have to know why each financial institution that issued. MasterCard or Visa. Some reasons are not the fault of the card holder; such as a malfunction in the credit card processing system that causes the line to go down. 4 Reserved Card Number CVV Codes When these card numbers are used in conjunction with the following CVV codes additional simulated responses will be generated. Credit card transa. This means the transaction was declined due to the Address Verification Service (AVS) or Card Code Verification (CCV) results. If you have sufficient funds remaining on your Card, please consider that the merchant may be adding a tip or some other amount to the transaction total. Decline code 000005 Do not honor, the issuing bank is declining to authorize the card. A breach of credit and debit card data at discount retailer Target may have affected as many as 40 million shoppers who went to the store in the three weeks after Thanksgiving, the retailer said. Credit Card Benefits. Every time you use your card, your card’s balance becomes deducted by the total amount that you have used. In order to pay with Mastercard, Visa or American Express the customer needs to fill in their card number, CVC-code and expiry date to release a payment. MASTERCARD and MASTERCARD SECU. Your Visa Debit card isn’t a credit card. " Is the Dell Inspiron 530 wireless? There is no wireless card in the Inspiron 530. Then, log into Amazon, and navigate to your account page. All the information I put in is correct, and it doesn't work. Check to make sure the credit card number is correct (codes 14 and 15) and that the transaction amount is not negative and contains no errant numbers or symbols (code 13), then try the transaction again. Changing accepted cards in Merchant Settings will affect the behavior of the test card numbers. If you choose a Visa customised gift card, you can simply print your logo over the top of one of our generic designs, or you can provide us with your own designs. This is why it’s important for merchants to do everything in their power to have purchases and transactions well documented, and in strict accordance with the rules set forth by the card networks. Other codes are available for specific services only. Access your Indigo Platinum account 24/7 from your mobile, desktop, or tablet. Free Active Working valid Real Credit Card Numbers 2019 (Unlimited free visa Credit Card Numbers That Work) The code numbers issued by financial services are different. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Credit Card Authorization Codes The following table displays the credit card auth orization codes you may receive when you process Global Payment Systems (NDC) credit card transactions. 4 Reserved Card Number CVV Codes When these card numbers are used in conjunction with the following CVV codes additional simulated responses will be generated. The most common cause is the prepaid credit card has not been registered, or the billing information put in at the time of payment does not match the billing details registered with the prepaid credit card. If someone marries a US citizen only to get a green card, the green card can be revoked. We are making the mim payments but will not be able any longer. Note: VPC is only applicable to Visa Business Credit cards; it is not available for use with Visa Business. 12 - Declined. credit card calls, calls through use of magnetic -strip reading telephones and fax services 4815 VisaPhone 4821 Telegraph services 4829 Money Orders - Wire Transfer 4899 Cable and other pay television (previously Cable Services) 4900 Electric, Gas, Sanitary and Water Uti lities 5013 Motor vehicle supplies and new parts. EFTPOS, phone & online ordering, becoming a BPAY biller and more. The card security code is not encoded on the magnetic stripe but is printed flat. If your credit/debit card is being rejected by PayPal with the message "The card you entered cannot be used for this payment. We wrote a check and were told it was declined. The rates were high but I used the card to repair my credit score, paying it off regularly. Under the Credit Card Act of 2009, credit-card companies may not increase the interest rate on your account for the first 12 months after the account is opened, with a few exceptions: If the card has a variable interest rate tied to an index, the card rate can increase when the index increases. there's no need to register to cash checks with us or to have either a Walmart store credit card or Walmart MasterCard. Card number. " could cause your card to be declined. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. I was checking my credit report regularly to monitor the improvement. Card issuing bank will not allow this type of transaction. What happens when the customer says, "there's nothing wrong my Visa card, put it through again"?. Choose from our Chase credit cards to help you buy what you need. Hard: 2053: Card reported as lost or stolen. 12 - Declined. These are examples of what may have occurred: the account is over the credit limit try again in 72 hours. The credit card issuer (Visa, Mastercard, etc. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Use an expiration date after today's date. We use cookies to give you the best possible experience on our website. Inc Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States. A credit card can be declined for a variety of reasons. Other codes are available for specific services only. They are universally accepted and facilitate cashless transactions across millions of merchant locations across the world. Credit Card Poker Sites. She says if your card is declined for no apparent reason, contact the bank using the number on the back of your card. credit floor 303 generic decline 401 call 402 default call 501 pickup 502 lost/stolen 503 processor declined 510 processor declined 521 over credit limit 522 card expired 530 do not honor 531 couldn't reach the bank 570 stop deposit order 571 revocation of auth 572 processor declined 591 invalid cc number 592. There are a range of reasons that this may happen: a decline from the payment processor, the payment gateway, or (most commonly) the issuing bank. If your credit card is declined or the authorization of your card was declined by credit/debit company one of the reason is you already rea read more. Just use your current credit card statement to get your Korea tourist visa approved! Check out this post to learn how to get a multiple-entry visa to Korea with your BDO or BPI Credit Card How to get a multiple-entry visa to Korea with your BDO or BPI Credit Card | The Girl with the Muji Hat. The transaction is declined. Explore resources for other Visa business clients and partners. Bank Response Codes. 3-D Secure Payer Authentication A. You can use these cards for acquiring a trial membership for shopping online using the preloaded balance amount. Evaluate credit card terms and features, and get all your credit card questions answered here. Check the credit card number, expiration date, and transaction information to make sure they were entered correctly. We can help you find the credit card that matches your lifestyle. The table below is coded by merchant account issuer and service. Credit Card Number does not match method of payment: There may be an issue with the customer’s credit card or a temporary issue at the card-issuing bank. Chip & PIN. Once your card is secured again, unlocking it is just as quick and easy. Explanation If a debit card or check card is used to make a payment, and the purchase was not accepted for any reason (failed AVS or CCV verification), please be aware that most banks will hold the "authorized" funds (counting against your balance until the authorization clears) even if your. It’s hard on a customer when their credit card is declined during a purchase. 481 - Declined. Define Card Types. Most decline codes come with some explanation. Often times cards are declined because of a recent zip code or address change - your card issuer should be able to tell you more. If you're still confused about why your customer's payment was declined, check with your credit card processor. ) Depending on that interaction, the customer's bank will reply to your bank with. Who Should Use Visa Online? It's for financial institutions, payment product processors and others doing business with Visa. We give you the freedom and flexibility to decide what is best for your organisation. By law, the three nationwide credit bureaus may include your name on lists used by creditors if you meet certain, pre-established criteria of the creditor or insurer -- if you have a certain credit score range, for instance. To test other payment methods such as Apple Pay, Masterpass, or Visa Checkout, follow the instructions on the relevant payment method page. Authentication. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Find the payment method you are trying to use for the purchase. You can also generate bulk Visa credit card. The credit card issuer (Visa, Mastercard, etc. MASTERCARD and MASTERCARD SECU. The card has expired. , Concord, CA. Explain to the customer that their bank has declined their card. 54: EXPIRED CARD—card is expired. cvv code 3 digits. Essentially, it mans that the credit card being used for the transaction has been completely rejected by the issuing bank. Some credit card companies send email or text notices to let you know when your balance is approaching your limit, so keep an eye out if you’re concerned. If you’re looking to integrate a credit card payment solution onto your website, the following steps are a guide to applying for, enabling and taking payments online. The cardholder may retry the transaction. Use this guide to understand why your credit card purchase may be declined and what you can do to avoid it. Visa - Leading Global Payment Solutions | Visa. The cause can sometimes be insufficient funds. The floor limits usually come into effect where swiping the card is not possible for any reason and the transaction is not completed electronically. You can now easily Generate visa credit card numbers complete with fake details such as name, address, expiration date and security details such as the 3-digit security code or CVV and CVV2. These codes are returned in field 039 of the Record Of Transaction from the CardGate Payment Gateway. Credit Card Fraud Information about credit card fraud and security. Please check over the credit card number and transaction information to make sure that they were entered correctly. Auth is being declined due to. We give you the freedom and flexibility to decide what is best for your organisation. Similarly, if you're using a credit card and you've hit your credit limit (or you've missed too many payments), the purchase will not go through. Verified by Visa If you have an ANZ Visa Credit Card, VerifiedbyVisa provides an extra level of protection for online purchases at participating retailers. After the merchant runs the credit card through the processing system, he receives an authorization code, usually two to six digits in length, from the financial institution indicating whether the credit card is approved for the sale amount or denied. Credit Card / Debit Card Number Checker tool is designed to check the validity of Credit Card / Debit Card Number and check the (BIN) base on updated database. Ignition casino bitcoin deposit declined 2019 | ♡ Stunning deals only ♡ | ₿ Get Your Crypto BONUS NOW! | Join Ignition casino bitcoin deposit declined!They even one way or the other managed to be the one Bitcoin exchange with a mobile wallet app that lets you. The numbers are valid because it was generated based on a mathematical formula which complied with the standard format of credit card numbers. Business & Finances We use cookies to improve your experience on our site and to show you personalised advertising. Draft terms and conditions for the Halifax Clarity Card. message and response. It”s not the end of the world. Offer to Accept a Lower Version of the Card. General decline code. A Starbucks Gift Card is a convenient way to pay and earn stars toward rewards. 2 3 This transaction has been declined. In that case, contact your customer for a new credit card number, or ask for a different form of payment. Bank of America Merchant Services offers payment solutions, POS devices and resources to help enterprise and small businesses grow and optimize their customer's journey. Some credit card companies send email or text notices to let you know when your balance is approaching your limit, so keep an eye out if you're concerned. ) stopped the transaction from going through for some reason. Decline code 00. Simply sign into your account and lock your card! With the flick of a switch, all transactions are declined - or choose to decline all new charges except subscriptions, like streaming services. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. If a transaction is declined, do not accept it. NET application that sends a transaction request to and receives a transaction response from Payflow Pro. The credit card information you entered did not pass our Billing Address Verification Check. It worked and now I have a 0% Halifax card and closed the Vanquis one, this did take a while though. Open a new Old Navy Card or Old Navy Visa Credit Account to. You must notify us immediately if your Visa debit or credit card is lost or stolen, please contact us on 1800 775 020. The different categories also vary in how they can serve your financial goals and current financial situation. Call Voice Oper. You can also access your PNC points account information by logging in to the PNC points automated telephone system at 1-855-762-7937 (1-855-PNC-RWDS) using your PNC points Visa or PNC Flex Visa credit card, statement ZIP code and last 4 digits of your phone number. Simply sign into your account and lock your card! With the flick of a switch, all transactions are declined - or choose to decline all new charges except subscriptions, like streaming services. Start here to maximize your rewards or minimize your. This combination of numbers is unique to each credit card. I have made the payment by credit card. Get one of our prepaid credit cards for your next trip. The tool support all major Credit Card & Debit Cards brands such as as VISA, MasterCard, American Express, Diner's Club,JCB & Voyager. Fake Credit Card Numbers That Work 2019 – It cannot be denied that credit cards are popular now. The card has expired. What does error/decline code 04, 07, 41, or 43 "Hold Call" or "Hold Card"? Resolution. Strip spaces & trim card numbers before use. " Is the Dell Inspiron 530 wireless? There is no wireless card in the Inspiron 530. Sign your credit card. Had a problem at 12:30pm buying a pair of shoes at Shoe City, transaction went off twice (once it went off. If your card is declined for incorrect billing or PIN information, you may use the card to pay for gas inside the store without providing your zip code. This can happen even if you pay your bills on time, all the time. Authorizer needs more information for approval. 3-D Secure Payer Authentication A. Processor-specific Cards: Dankort (PBS) 76009244561: Dankort (PBS) 5019717010103742: Switch/Solo (Paymentech) 6331101999990016. If this does not resolve the problem, have the customer call their card issuing bank to resolve. CyberSource maps the standard AVS return codes for other types of credit cards, including American Express cards, to the Visa standard AVS codes. Explanation If a debit card or check card is used to make a payment, and the purchase was not accepted for any reason (failed AVS or CCV verification), please be aware that most banks will hold the "authorized" funds (counting against your balance until the authorization clears) even if your. Immediately stop the transaction, and ask the customer for another credit card or other form of payment. The Code applies to credit and debit card networks (referred to herein as payment card networks) and their participants (e. • Obtain a manual card imprint if unable to capture from magnetic stripe. Generally, do not give cash, check or in-store Credit refunds for Card sales. 4 Reserved Card Number CVV Codes When these card numbers are used in conjunction with the following CVV codes additional simulated responses will be generated. Visa Checkout may share information about how you use this card in Visa Checkout with the financial institution that issued the card for customer service, usage analysis, fraud prevention and marketing related to Visa Checkout. No one can guarantee to get you credit. A declined 05 code is a general Do Not Honor declined response. Occurs when the debit/check card being used is not tied to a Savings Account. on a keypad,it could be your pin. NET using PayPal Payflow Pro, you’ll need to set up a Payflow Pro online payment gateway account at PayPal. KB:Moneris Response Codes. The mileage credit given is dependent upon your amount spent on purchases during that particular billing cycle and not according to the payment amount made towards your bill. To test other payment methods such as Apple Pay, Masterpass, or Visa Checkout, follow the instructions on the relevant payment method page. Decline code 00. I handed my Amex credit card to the shop owner but when he tried to run it, the charge was declined. It isn't necessary to have intimate knowledge of the inner-workings of the bankcard system in order to find the best credit card processor. card to control where, when and how it is used. AVS, CVV2, and payment advice response codes. Contrary to popular belief, Visa, MasterCard and the like are not types of credit card, but rather payment processing networks. If your credit card is declined, you won't get a reason at the point of sale, just a message that the card was declined. 13USD; 5555 5555 5555 4444 is the simplest card number to use when testing APPROVED payments. View your $0 credit report online now. From Volante Wiki. By locking your card, no one will be able to make purchases - including authorized card holders. You are one step away from generating your VISA credit card details. Cardholders easily capture expense codes and receipts through the PEX mobile app. Maintain Card Categories (a) Define card Categories: Here we specify the card category of the. Ask the customer to use a different card or to contact their bank. Credit Card Authorization Codes The following table displays the credit card auth orization codes you may receive when you process Global Payment Systems (NDC) credit card transactions. You are now leaving our website and entering a third-party website over which we have no control. KB:Moneris Response Codes. Have the customer attempt the transaction again - if the decline persists, ask for a different card or payment method. 482/484 - Expired Card. If you try and buy something or get cash from an ATM that you haven’t got the money for, you’ll usually get a 'declined' message. Most Popular Questions. If you prefer to pay by check, send the completed order form along with payment to Attn: Gift Card Sales, Lowe’s Companies, Call Center Commerce #747, Mail Code CON8, 1605 Curtis Bridge Road, Wilkesboro, NC 28697. com Prepaid Visa Card is issued by The Bancorp Bank pursuant to a license from Visa U. Get one of our prepaid credit cards for your next trip. NO SAVE ACCOUNT. Credit Card Number does not match method of payment: There may be an issue with the customer’s credit card or a temporary issue at the card-issuing bank. Has Your Card Transaction Been Denied? How can you remove the limit restriction on your card if traveling or shopping online outside of Texas or the US? Austin Telco Debit and ATM cards have a limit of $250 per day outside the state of Texas to prevent fraud. The Card Security Code is a 3-digit number found on the back of the card immediately following the signature block. Define secure and reliable processing solutions. Access your Indigo Platinum account 24/7 from your mobile, desktop, or tablet. local time there, it will be credited as of that day. Why does this happens for recurring billing, including unscheduled recurring billing using a stored credential, also known as a token on file? The method used to store the first transaction, and process subsequent transactions can impact. You do not need to provide a password. 5 million ATMs worldwide. Understanding Card Failure Codes. Giving your credit card issuer a call is the best way to figure out why your credit card got declined. If your balance creeps up toward your credit card limit and you try to buy something that will cause your balance to exceed your limit, your credit card may get declined. Just call Union Bank at 888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448. Diners Club, Discover, JCB, MasterCard, and Visa credit and debit cards have a three-digit card security code. Bank credit card. Buy a Target Gift Card for your best friend, gift one to a colleague, or get it for yourself! Welcomed at millions of locations in the U. The code returned from the processor indicating that the card used needs to. Get started and generate Visa Credit cards. Once your card is secured again, unlocking it is just as quick and easy. Get unlimited credit card numbers (VISA and Master Card) Credit card number with a working CVV2 and real expiry date Simple to use =>Quickly generates the credit card details - no need to wait Many Credit cards expire on 2017 No copyrights which means you can distribute this software to any one but you do not have the authority to sell this. The customer's bank (Card Issuer) has declined the transaction as the credit card number is associated to a savings account that does not exist. Golden 1 Credit Union Platinum Rewards Credit Cards offer low rates, cash rewards, no balance transfer fees and is accepted worldwide where Visa is accepted. We can help you find the credit card that matches your lifestyle. 02: Refer to Issuer (Special Condition) Similar to code 01, this stems from the issuer. ) This generally occurs for one of two reasons: The customer's credit card issuing bank did not approve the transaction. The VISA Prepaid Card is a reloadable stored-value card. Can I utilize my MasterCard canada gift card for online purchases? Yes, nevertheless, to make an online purchase, you will have to register your card at www. Alliant Credit Union VISA Signature Declined Applied for a credit card today with Alliant after becoming a member a few weeks ago and was denied based on “too many new accounts”. Your merchant bank account does not support the following credit card type that. “Card” means the Visa Debit Card with the Credit Union and any duplicates and renewals we issue. General decline code. Sign your credit card. Draft terms and conditions for the Halifax Clarity Card. Merchants obtain authorization when a customer presents a credit card to use for payment. The customer's bank (Card Issuer) has declined the transaction as the credit card number is associated to a savings account that does not exist. The Caesars Rewards Visa® Credit Card* Gives You. If you own or operate a website in conjunction with your business, consider posting credit card logos or Master Card logos on your website. For those bills that can’t already be paid by credit card, though, there are a number of reasons to consider Plastiq: Easy way to meet credit card bonus minimum spend requirements. 12 - Declined. These codes are returned in field 039 of the Record Of Transaction from the CardGate Payment Gateway. If another form of payment yields the same results, contact your bank and verify that all of the card information is up to date and that they are. The credit card numbers should pass any pre-validation but will be declined at the credit card processing system. Apply today!. 55: WRONG PIN. With this. The CVV2 code. Best Answer: Code 4 means you can get money if you take the card and turn it in to the credit card company. The transaction result displays the overall status of the transaction. 1 Response examples 53 5. This response can also be returned in a Card Not Present environment if the cardholder tries to provide a valid expiration date, but the Issuer knows it is expired (indicates potential fraud). Choose from our Chase credit cards to help you buy what you need. General Use Website Merges Store Merges Category Page Merges Social Networking Merges Affiliate Based Merges Subscription Based Merges. Please note that these cards works like a normal credit card with $10 of credit balance. If your card is declined for incorrect billing or PIN information, you may use the card to pay for gas inside the store without providing your zip code. Call Voice Oper. Sometimes, cards are declined due to system malfunction. You can purchase our products with your credit/debit card using one of our merchant systems: Transact Pro (pay by card), Paypal, Googlecheckout etc. Select Remember this card for future orders if you'd like us to save the card details. Many kinds of transactions can be done easily by using this card. Apply today. card information required 1:) Payment Declined Credit Card Number: I) AMX III MC (:1 Visa Exp Date (MM I YY): Security Code. Your bank may limit the number of transactions or total amount that can be spent online in a certain period of time. What can I do to prevent these errors? Register the correct billing information with the prepaid card provider. If you're still confused about why your customer's payment was declined, check with your credit card processor. One of these credit cards can be a credit card declined codes. Request a different card or other form of payment. NET e-Commerce applications. The numbers are valid because it was generated based on a mathematical formula which complied with the standard format of credit card numbers. The RBC Royal Bank Visa Debit card provides an alternative payment method to cash or cheques when shopping. Do not try again – Applies to recurring authorizations only. LEARN MORE ». Credit card declines occur when the payment transaction cannot be processed. NO SAVE ACCOUNT. ) stopped the transaction from going through for some reason. Some credit card companies send email or text notices to let you know when your balance is approaching your limit, so keep an eye out if you're concerned. However, you must also learn what they mean. Don’t be a victim of a poor credit score. 54: Expired Card: No: The customer's bank (Card Issuer) has declined the transaction as the credit card appears to have expired. Evaluate credit card terms and features, and get all your credit card questions answered here. Maintain Card Categories (a) Define card Categories: Here we specify the card category of the. Your Visa Debit card isn’t a credit card. Card issuer does not want that card used. Try again later - Declined: Association's payment cancellation advice code provided. 12 – Declined. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Sometimes, cards are declined due to system malfunction. A misplaced, lost or stolen card is no longer a reason to panic. Now only: £29 ★ Grow your business by accepting credit and debit cards with the NEW SumUp card reader! NO fixed contract! NO monthly fees! Easy, secure, and affordable card machine solution!. PayPal PayFlow Pro Gateway. How to choose a credit card declined codes?. And this becomes in an infinite loop in which Apple will never accept your data or other cards, which are also valid. As its name suggests, Visa prepaid is a type of Visa card that is pre-loaded with funds. If you notice fraudulent activity on your Visa Debit card, promptly contact Australian Military Bank as soon as possible on 1300 13 23 28. Please note that this tool does not store any of the credit card numbers you enter. Visa Checkout may share information about how you use this card in Visa Checkout with the financial institution that issued the card for customer service, usage analysis, fraud prevention and marketing related to Visa Checkout. 210: Decline - The card has reached the credit limit. Transactions with decline codes are commonplace for any merchant that accepts consumer credit card payments. Verifone vx610 decline code 248. MASTERCARD and MASTERCARD SECU. Knowing the possible causes ahead of time will help you avoid seeing the word “declined”. After three continuous declines, the bank may block it suspecting fraud. In order to pay with Mastercard, Visa or American Express the customer needs to fill in their card number, CVC-code and expiry date to release a payment. Have them call the 800 number on the back of the card to find out why. A credit card can be declined for a variety of reasons. 2 3 This transaction has been declined.